READ REAL REVIEWS

Believe it or not, your mortgage process going smoothly largely depends on your Mortgage Professional! Are they ethical? Are they available? Are they communicative? Are their rates and costs competitive? Are they compassionate and authentic?

Josh's reviews speak for themselves. #mortgagedad

"The absolute best place to get your home loan! I recommend [Josh] to ANYBODY! We worked with Josh & actually this is the second home he's helped us with so you know we really love working with him. He went above & beyond making our loan come through & can offer great deals as well. As an online blogger my income is a bit complicated to prove and explain and yet he has been able to work on our behalf...and get us into our dream home!"

- Allie(Seaview, WA)

"Josh helped me improve my credit in order to make this dream come true of owning a home. Really appreciate all the hard work that was put into making this happen!"

- Shanna (Spokane, WA)

"He is truly a miracle worker & compassionate person. Not only did he guide us on how to raise our credit scores, he also worked very hard and was able to help us refinance our home. He is so amazing, he even worked with our creditors!"

- Marge (Foxborough, MA)

"Josh is easy to work with and on top of the whole process. He works well with buyers that are self employed, when other banks will not. We are truly grateful & highly recommend him to everyone!!!"

- Robin (Plains, MT)

"Josh was so stinking great! As a first time home buyer I had so many questions and concerns. Josh was there every step of the way holding my hand the whole time. I will definitely be using him again"

- Meagan (Cosby, TN)

"Josh came in and saved the day after using a previous lender that caused me to lose a house and my earnest money. He was available at all hours of the day and had an answer for every question. He even had ways for me to boost my credit score and got me a much lower rate than the previous lender. I would recommend Josh to everyone and will have my parents use him when they decide to buy in Idaho."

- Jon (State Line, ID)

"Some people do their job because they have to...others do their job because they truly care. Josh was the guy that others weren't willing to take the time to actually help us through our home selling/buying process."

- Jenn (Oakham, MA)

"Josh is a very diligent & customer service oriented professional. He knows how to find the perfect fit for his clients, his communication is fantastic and he is a joy to work with. I absolutely recommend him to both consumers and realtors, I will continue to send my clients his way!"

- David P. (Puyallup, WA)

"I've known Josh for many years now and he's helped me with my last two mortgages. He does amazing at pre-emptively attacking from all the angles possible, at an early stage, to ensure that the mortgage process is successful. I would absolutely recommend Josh to anyone looking to finalize their mortgage!"

- Ethan (Aurora, IL)

"I couldn't say enough great things about our experience with Josh. From the moment we spoke...he was friendly, knowledgeable & great with communicating. He looked into our situation and helped us further than any other agent had. He gave us simple steps and was watching out for us throughout the process.... He made it easy to trust the process of purchasing a home. I would recommend him many times over."

- Elida (Sugar Grove, IL)

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COMPANY NMLS: 1839243

4401 Hazel Ave. Suite 135

Fair Oaks, CA 95628

JOSHUA CHAMPNEYS NMLS 1156263 - STATE LICENSES FOR WA, CA, OR, ID, MT, CO, AZ, SD, TX, FL, TN, OK, OH, IN, IL, IN, MA, WI