MortgageDad.com

"Why did my score change? Why won't my scores go up? How come _____ is still on my record?"

There's a whole lot of mystery and surprises when it comes to credit scores. I can help!

My goal is to educate, empower and establish a STRATEGY for optimizing your credit scores. Whether you follow it, that's up to you, but I will work with you on your credit so long as you are committed. Best of all, I charge ZERO fees for credit repair assistance. The only applicable fees may be to the credit bureaus or credit service vendors if something like a rapid rescore is needed.

Thinking of getting preapproved or refinancing but need credit help? Josh can help, starting with first analyzing your credit report and identifying "low hanging fruit" opportunities & Rapid Rescore potential. Credit scores are the result of a complex formula creditors use to calculate your "credit worthiness". Our knowledge of that formula is KEY for understanding how to influence and rapidly boost your credit.

Why pay a credit repair firm when you can have a professional lender help you at no cost?
Our Branch will pay any rapid rescore fees to the Credit Bureaus on your behalf if needed provided you are serious about buying a home.
Buyers with current scores as low as 500 can qualify for certain mortgage products
Josh has helped hundreds of people with NO credit scores or history transform their credit; moreover, he has helped hundreds of people boost low scores from even the 400s to qualifying levels

CREDIT REPAIR

TAKE THE FIRST STEP TO BETTER CREDIT