"A mortgage expert who helps you navigate the home loan process with integrity, kindness and acts only in your best interest; a loan officer who gives great lending advice & great dad jokes."
"After 15 years in finance and working for bloated, bureaucratic mortgage mega corporations, I said goodbye to retail lending & created MortgageDad.com with the vision of providing home lending excellence married to unwavering family values as an independent broker.
The best part? I serve your needs over a corporate bottom line and can offer superior rates & lower costs without sacrificing excellence and execution."
Whether you need help buying your first home, refinancing, boosting your credit or expert assistance solving a major mortgage challenge, Josh is here to help you take the next step.
As an independent broker, without lender-imposed overlays (extra rules) on most products, this means I'm able to approve more loans -- loans that other lenders have denied. If you have a lending challenge or have been denied by another lender, it's worth calling me and doing a consultation to see how we can help! From in-depth credit analysis, to down payment assistance, to construction or renovation loans and reverse mortgages, I'm able to offer comprehensive mortgage solutions and handle your biggest lending headaches.
In addition, I offer alternative "non-QM" products that can help meet your unique needs and circumstances, whether you are self-employed and having trouble getting approved or had a bankruptcy 2 years ago.